Short Term Disability (STD) coverage is available to benefit-eligible employees working at least 20 hours per week.  For participants of Benefits By Design, short term disability insurance is an optional benefit. 

The current STD carrier is Assurant.  Benefit elgible employees can enroll in STD insurance within 30 days of their eligibility/hire. After the initial 30-day window, STD insurance can be added (or coverage amounts increased) during open enrollment or upon completion of a health questionnaire and approval from the carrier. Click on the links below to learn more about STD insurance benefits: